You decide this is the month you are finally going to get ahead. You create a budget. You make a plan. You may even open a spreadsheet and colour-code it, which obviously means you now have your entire financial life under control. Then something happens. An unexpected bill arrives. You avoid checking your account. You […]
behavioural patterns
Why You Keep Repeating the Same Money Patterns
You decide that things are going to be different this time. You will save consistently. Charge properly. Stop avoiding your bank account. Follow through on the business idea. Make sensible decisions when unexpected money arrives. You are calm. Determined. Financially responsible. Then three days later, you are ordering something you did not plan to buy […]
Fix the Subconscious Money Mismatch
You say you want more money. You visualise it. Journal about it. Set goals for it. Maybe you have even written yourself a cheque for a wildly impressive amount and placed it somewhere significant. Then an opportunity appears. And suddenly you are: Your conscious mind wants abundance. Your subconscious thinks abundance is a hungry bear. […]


